Common Causes of Car Accidents in Lafayette

Car accidents are sadly common in the United States. We see them happening almost every day, and there are thousands of fatalities in motor vehicle crashes every year, with many of them occurring on the roads of Indiana. 

These accidents can occur for a variety of reasons, with many involving some form of driver negligence or recklessness, including:

  • Drunk driving
  • Speeding 
  • Distracted driving – Texting, talking on the phone, eating, or any other activity that takes a driver’s attention away from the road can result in accidents.
  • Driver fatigue
  • Ridesharing accidents – Accidents involving Uber, Lyft, or other ridesharing services may result from driver negligence or inexperience

According to the specific details and responsibilities in the accident, you can prove the negligence of the other party and claim compensation to recover your losses. In this situation, having a team of personal injury lawyers who understand local laws is key to maximizing the possibilities of achieving full financial recovery.

How to Prove Fault and Liability in Indiana

Proving fault and liability in car accident cases is crucial for recovering the compensation you deserve.

Indiana adheres to a modified comparative negligence system, which means that even if you were partially at fault for the accident, you might still be eligible for damages, provided your level of fault does not exceed 50% (Indiana Code § 34-51-2-5). Therefore, it’s important to work with a team of car accident lawyers that can help you establish the responsibility or negligence of the other party. 

Establishing Negligence

Negligence is the foundation for determining fault in a car accident case. In order to successfully establish negligence, it is necessary to demonstrate that the at-fault party failed to exercise reasonable care and caution on the road, ultimately leading to the accident. This process involves a thorough examination of the following key components:

Duty of Care

First, you must prove that the at-fault party had a legal responsibility to act reasonably and safely to avoid causing harm to others on the road. All drivers are expected to follow traffic laws and exercise caution when operating a vehicle.

Breach of Duty

Next, you need to demonstrate that the at-fault party failed to meet their duty of care. This could involve showing that they violated traffic laws, engaged in reckless driving, or otherwise acted in a manner that put others at risk.

Causation

After establishing a breach of duty, it is necessary to prove that the at-fault party’s actions directly caused the accident and your injuries. This may involve gathering evidence such as police reports, eyewitness testimony, and expert opinions to connect the at-fault driver’s actions to the resulting accident.

Damages

Finally, you must show that you suffered damages as a result of the accident. Damages can include medical expenses, lost wages, pain and suffering, and property damage. Documenting your damages thoroughly is vital in order to receive the compensation you deserve.

What to Do After a Car Accident in Lafayette?

Being involved in a car accident can be a disorienting and stressful experience. Knowing the proper steps to take following an accident can make a significant difference in proving you were not responsible, ensuring your safety, protecting your rights, and securing the compensation you may be entitled to.

Here’s what you must do after a car accident:

Stay at the Scene and Check for Injuries

After a car accident, it is essential to remain at the scene and check for injuries to yourself and others involved. Leaving the scene of an accident can result in criminal charges, as required by Indiana Code. In cases of hit-and-run accidents, the driver who flees the scene may face severe penalties if they later identified

Seek Medical Attention

Even if you believe you have not sustained any serious injuries, it is essential to seek medical attention following a car accident. Obtaining medical records also helps to establish a connection between the accident and any injuries sustained, which can be crucial in a personal injury claim.

If anyone is injured, call 911 immediately and wait for medical help to arrive, but do not attempt to move anyone who appears seriously injured unless it is necessary to prevent further harm.

Exchange Information and Report the Accident

Obtain the name, address, phone number, driver’s license number, license plate number, and insurance policy information of the other drivers involved. It is also crucial to report the accident to the police because a police report can serve as valuable evidence when filing a claim with your insurance company or pursuing a personal injury lawsuit. 

Also, on Indiana roads, drivers are required to report accidents resulting in injury, death, or property damage exceeding $1,000, as stated in Indiana Code § 9-26.

Document the Accident Scene

Take photographs of the accident scene, including any damage to the vehicles, skid marks, road conditions, and any other relevant details. If there are witnesses, obtain their contact information as well because their statements can be vital in establishing fault and liability.

Consult a Lafayette Car Accident Lawyer

Navigating the aftermath of a car accident can be overwhelming, especially when dealing with insurance companies and determining liability. Consulting with a personal injury attorney with experience in local laws can help you understand your legal rights and ensure you receive the compensation you deserve.

car accident photo

Don’t Settle for Less – Claim the Amount of Compensation You Need to Cover All Your Damages

After a car accident, it’s essential to pursue the full amount of compensation necessary to cover all your damages, rather than settling for less than you deserve. Many insurance companies may offer quick settlements that may not fully account for the extent of your injuries, property damage, and other losses.

An attorney can help you accurately calculate your damages, negotiate with insurance companies on your behalf, and, if necessary, represent you in court to secure the best possible outcome for your case. The team at Christie Farrell Lee & Bell is committed to helping car accident victims in Lafayette get the compensation they need to recover and move forward with their lives.

If you or a loved one has been involved in a car accident, don’t hesitate to contact us for a free consultation. Our experienced car accident lawyers can help you understand your legal options and fight for the compensation you deserve.

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