Indianapolis Car Accident Lawyer

Common Causes of Car Accidents in Indianapolis

• Distracted driving (texting or phone calls)
• Speeding or reckless driving
• Impaired driving (alcohol, drugs, medications)
• Dangerous intersections (e.g., 38th & Lafayette Road, Allisonville Rd & 86th Street)
• Improper lane changes or turns
• Running stoplights and signs
• Road rage and aggressive driving
• Poor road conditions or construction zones (common on I-65 and I-70)
• Fatigued driving

Why Hire a Car Accident Lawyer?

If you’ve been in an auto accident in Indianapolis, an experienced lawyer can help you recover medical expenses, lost wages, and other damages. Dealing with insurance companies alone can result in a lower settlement—having legal representation ensures you get the compensation you deserve.

Why You Need a Lawyer:

• Handles insurance negotiations to maximize your payout
• Gathers evidence and builds a strong case
• Files paperwork and meets deadlines
• Represents you in court if needed

Insurance companies work to minimize payouts—we fight to get you more. Contact us today for a free consultation.

How Our Indianapolis Car Accident Lawyers Can Help

Fighting for Injured People For 40+ Years

Lee C. Christie

Katherine M. Marshall

After you’ve been in a motor vehicle accident in the busy city of Indianapolis, you have so much to handle that a car accident lawyer is probably the last thing on your mind. There’s your insurance company to talk with and perhaps other drivers, too.

The stress related to an injury caused by a vehicle accident is a large burden to bear. We know how to make sure the negligent party is held accountable. You should not have to pay for injuries caused by negligent drivers.

Our Indianapolis car accident attorneys frequently help victims suffering from:

• Head and traumatic brain injuries
• Spinal cord injuries and paralysis
• Broken bones and fractures
• Severe neck and back injuries
• Internal organ damage
• Emotional trauma, anxiety, and PTSD
• Facial injuries and lacerations
• Permanent scarring and disfigurement
• Wrongful death cases

Indianapolis car accident attorney, Lee Christie, explains that there are certain elements of damages that you’re entitled to, that a jury is allowed to consider, and how this accident has totally affected you in all different kinds of ways. Whether you’ve experienced a construction zone car crash, head-on collision accident, a side-impact collision accident, or a T-bone accident, those types of damages include medical bills, wage loss, and income loss. You’re also entitled to pain and suffering and mental anguish. Because of that, we will fight to make sure that you receive compensation for each and every element of damages that you’re entitled to.

Google Reviews From Our Clients

We thoroughly enjoy working with and helping our clients achieve great outcomes from their accident cases and are honored to help them through the legal process.

Why Indianapolis Accident Victims Choose Christie Farrell Lee & Bell

• Decades of Proven Results: With over 40 years representing Indianapolis accident victims, we’ve secured multi-million dollar settlements for clients.
• Local Knowledge: Deep understanding of local Indianapolis courts, traffic patterns, and jury tendencies allows us to strategize effectively.
• Trial Ready and Tested: Insurance companies know our reputation—we prepare every case for trial, ensuring you’re never pressured to accept less.
• No Fees Until We Win: We handle all legal fees and expenses upfront. You only pay after we successfully secure compensation for you.
• Award-Winning Representation: Recognized by leading legal organizations for excellence in personal injury law in Indianapolis.

You don’t pay unless your case is won

That’s right, there are no fees for our car accident legal services until we win your case. You only pay us a small portion of the verdict or settlement that we win for you. That’s how we get paid and why we’re on your side when it comes to getting justice and the maximum compensation. You can see some of our featured auto accident case results from previous clients totaling millions of dollars in victory.

We are here to protect your rights and get justice

Our goal at Christie Farrell Lee & Bell is to protect your rights as a citizen and educate you on the aspects of personal injury, car accident claims, and what trial litigation means. Ultimately, getting you a fair settlement from the insurance carrier for your injuries is part of why our clients are satisfied with our outcomes.

No matter what type of car crash you have been involved in, let our Indianapolis auto accident lawyers protect your rights and best interests. Call 317-488-5500 or fill out our online contact form today to schedule a free consultation.

Statute of Limitations for Car Accidents in Indiana

In Indiana, the statute of limitations for filing a lawsuit following a car accident is two years from the date of the incident. This means individuals injured in a car accident generally have a two-year period to pursue legal action for personal injury or property damage arising from the crash. Missing this deadline typically means losing the right to seek compensation through the courts.

There are, however, notable exceptions:

• For Minors: If the injured party is under 18, the statute of limitations doesn’t start until they turn 18, giving them until their 20th birthday to file a claim.
• Legal Disabilities: If someone is legally incapacitated, the filing window begins once they are no longer under such disability.
• Government-Related Claims: Claims involving government entities require faster action. If the claim is against a city or county, an official Notice of Tort Claim must be filed within 180 days, while claims involving state entities require filing within 270 days.

Adhering to these timelines is essential, as not meeting the required deadlines could result in the inability to seek compensation. Speaking with a personal injury attorney soon after the accident can help ensure all procedural requirements are met and protect your right to compensation.

Navigating Indianapolis Car Accident Claims & Insurance Negotiations

Indiana uses a modified comparative fault system, which means compensation depends on clearly proving the other driver’s fault. Our attorneys thoroughly investigate each accident scene, including securing police reports, witness statements, and expert evaluations.

Dealing with insurance adjusters can be daunting, as their main goal is to limit payouts. Having an experienced Indianapolis car accident attorney ensures your rights remain protected and significantly increases your settlement potential. Our lawyers have extensive experience negotiating with local insurance adjusters who handle Indianapolis-specific claims.

Indianapolis Accident Statistics You Should Know

According to Indiana’s Crash Facts (latest data):

• Over 200,000 crashes occur annually in Indiana, with thousands concentrated in Indianapolis.

• 964 fatalities resulted from Indiana auto accidents in 2022 alone.

• Intersections such as 38th & Lafayette Road, Keystone Avenue at 82nd Street, and intersections along I-465 consistently rank among the city’s most dangerous.

Common Types of Auto Accidents

Every year, over 1.35 million people are killed in car accidents globally, and 6 million car accidents happen annually in the United States alone as a result of careless and dangerous drivers. Christie, Farrell, Lee, and Bell understand what you go through after an accident. We understand that car wrecks can have devastating effects on your physical and mental health. The injuries sustained may leave you unable to work, or even function normally on a daily basis. If so, let us do all the legal work, and the legwork, for you and your family to get back on track as soon as possible.

Below we’re outlining a few common types of auto accidents in Indianapolis because these are cases we’ve handled and discussed with clients in the past.

Poor Roadway Design Injury

The design of the roadways you trust to carry you safely can be the cause of a car accident. Every roadway has several elements that must all be designed and maintained properly to work in harmony to keep drivers safe. Accidents can occur with increased frequency when those elements aren’t designed properly, including:

• Banking
• Barriers and guardrails
• Exit and entry freeway ramps
• Lane and edge markings
• Road signs
• Intersections

Distracted Driving Accidents

Drivers in Indiana are required to keep their eyes and attention on the road. However, there are many reasons that may cause an Indiana driver to lose focus and potentially cause an Indiana car accident. One of the biggest culprits for distracted driving accident that we typically see from our clients comes from texting and cell phone usage.

The state of Indiana has laws on the books against texting or calling on phones while operating a motor vehicle. According to Indiana code, drivers are prohibited from:

• Composing, sending, or reading texts while behind the wheel.
• Phone calls may only be made if a hand-free tool is used or in case of a 911 emergency.
• If an auto accident in Indianapolis occurs due to the use of cell phones, the driver may be found at fault.

Road Rage Accidents

It’s one thing to find yourself annoyed by traffic or another driver cutting you off. However, when drivers begin driving aggressively or dangerously, the situation becomes far more worrisome. Road rage in Indiana is a real problem. Fox59 News reported that Indiana had the most road rage accidents in the U.S. from 2017 – 2021, which is alarming. Our state has also led the U.S. with the most fatalities caused by road rage than anywhere else in some years. This is where an Indianapolis crash lawyer can be beneficial.

When Indiana road rage plays a part in a car accident, police take the matter seriously. Indiana driving laws define aggressive driving as:

• Passing in the right lane
• Excessive speeding
• Dangerous stopping or slowing
• Unnecessary use of the car horn
• Excessive flashing of headlights
• Refusal to yield
• Not observing traffic signals
• “Tailgating” or following other cars too closely

If road rage causes an accident, the aggressive driver may be found accountable.

Driving Under the Influence of Prescribed Medication

DUIs are normally issued when a driver is intoxicated while under the influence of alcohol or illegal drugs. However, it is still possible for a motorist to be arrested for a DUI even when taking medication prescribed legally by their doctor. If medication might lead to impaired driving, the prescription bottle will have a warning for patients to avoid operating heavy machinery, including driving a car. Anyone taking medication should speak with their physician or pharmacist to find out whether they might be at risk when getting behind the wheel.

Teen Driving Accidents

Though many Indiana teens are excited to hit the open road and cruise around with friends once they receive their license, the fact is that inexperienced teen drivers may be more susceptible to crashes and accidents.

Motor vehicle accidents are the leading cause of death for 16–19-year-olds in the U.S. With those frightening statistics in mind, Indiana has instituted the Graduated Driver Licensing Law (GDL). Intended to slowly introduce teen drivers to the road, the legislation prohibits those under the age of 16 from driving with any passengers for 180 days after receiving their license. The only exceptions are family members or driving instructors. The hours, days, and weeks following a car accident can be a difficult and frightening time. Not only is there a psychological toll, but bills for medical expenses and repairs can pile up quickly.

No matter what type of car crash you have been involved in, let our Indianapolis auto accident lawyers protect your rights and best interests. Call 317-488-5500 or fill out our online contact form today to schedule a free consultation.

Key Factors Affecting Car Accident Claims in Indianapolis

When filing a car accident claim in Indianapolis, several local factors can influence the outcome of your case. Understanding these elements can help ensure your case is handled efficiently and fairly. Below are some key considerations:

• Traffic Congestion and High-Density Areas
  Indianapolis experiences significant traffic congestion, particularly during rush hours. High-traffic areas such as the intersections of I-465 and I-69, or the downtown corridor, are common spots for accidents. Insurance adjusters and legal professionals consider traffic patterns when assessing claims, as these areas tend to have more accidents due to congestion, distractions, and frequent stops. According to the Indianapolis Metropolitan Planning Organization (IMPO), traffic counts and patterns are regularly analyzed to inform transportation planning and safety measures.

• Local Road Conditions and Construction Zones
  Road construction and poorly maintained roads are common causes of accidents in Indianapolis. Temporary detours, lane closures, and unclear signage can lead to dangerous driving conditions. Accidents occurring in construction zones or poorly marked roads can significantly impact the compensation available, as liability may extend to the city or state if negligence in maintenance or signage is proven. The Indiana Department of Transportation (INDOT) reports that in 2023, work zone crash data showed that 33 people were killed and more than 1,750 were injured in INDOT work zones.

• Weather Conditions
  Indianapolis experiences a variety of weather conditions that can affect road safety. During the winter months, snow, ice, and fog are common hazards. These weather conditions increase the likelihood of accidents, especially on highways and bridges. Claims arising from accidents during these weather conditions often require additional documentation, such as weather reports and expert testimony, to demonstrate how the weather contributed to the crash. The Indiana Criminal Justice Institute provides annual crash statistics, including data on weather-related accidents.

• Insurance Laws in Indiana
  Indiana operates under a fault-based insurance system, meaning the driver who is found to be at fault is responsible for covering damages through their insurance. This can affect how your claim is processed. If the at-fault party is uninsured or underinsured, you may need to file a claim with your own insurance, making it crucial to understand your policy’s coverage and limits. The Indiana Department of Insurance offers resources and information on insurance laws and regulations in the state.

• Local Courts and Jury Considerations
  In Indianapolis, the local court system plays a crucial role in how cases are settled, especially in complex personal injury claims. Jurors in Indianapolis are generally more familiar with local driving conditions and accidents, which can influence how they perceive your case. Choosing a local attorney who understands how to present your case to a local jury can make a significant difference in your claim’s outcome.

What Strategy Will You Use for My Car Accident Lawsuit?

When it comes to auto accident injury lawsuits, the devil is in the details. To begin establishing negligence, crash attorneys will need to review every aspect of the case, beginning with the crash itself and following through to every injury, diagnosis, repair, and final bill.

Though they probably can’t lay out their entire approach in a preliminary meeting, a seasoned attorney should easily explain the steps they take to determine the best defense.

This strategy preview is a great question for evaluation because it gives a glimpse into what level of critical thinking and ingenuity of the lawyer. Injury attorneys work best when they have access to a large number of resources, as any of these can prove vital to the success of a case.

Yes, basic information like accident reports, victim testimonials, police records, and insurance claims are obviously a great place to start. But beyond that, an auto injury attorney may get a bit more creative and ask for some additional items.

These could include:

• Medical reports to detail the extent of injuries
• Psychological evaluations for post-traumatic stress
• Photographs or videos of the accident scene
• Auto repair bill
• Additional testimonials from family or friends related to the accident

You may have many more questions, and that’s okay! These are only meant to be a good place to start when evaluating any auto accident attorney. By choosing an Indiana lawyer with experience and know-how, recovering from a car accident can be a lot less stressful.

How Long Do You Have to Report a Car Crash in Indianapolis?

In Indiana, reporting a car accident follows both legal requirements and insurance policy rules. If an accident results in injury, wrongful death, or property damage exceeding $1,000, you are legally required to report it to the police immediately. This report isn’t just a formality—it serves as critical documentation for insurance claims and any potential legal action.

Additionally, Indiana law requires you or your insurance company to:

• Report your insurance status to the Bureau of Motor Vehicles (BMV) within 10 days.
• File an accident report with the BMV within 10 days after the incident.

From an insurance perspective, most policies require accidents to be reported as soon as possible—typically within a few days. Delays in reporting could:

• Complicate your insurance claim.
• Result in reduced or denied coverage.

Prompt reporting is essential not just for compliance with the law but also to ensure your insurance claim is processed efficiently. If you’re unsure about your reporting obligations or need help navigating the process, consulting an experienced Indianapolis car accident lawyer can make all the difference in protecting your rights and securing the compensation you deserve.

How Is Fault Determined in an Indianapolis Car Accident?

The attribution of responsibility in a vehicular accident is based on the modified comparative fault system, a subtle procedure that justly assesses each participant’s role in the incident. Under this system, an injured party can still receive compensation for damages even if they are found to be partially at fault for the accident. However, the compensation awarded is adjusted based on their percentage of fault. For instance, if you are found to be 30% responsible for the accident, your compensation will be reduced by 30%.

Still, If someone is assigned 51% or more of the responsibility for the accident, they’re disqualified from seeking any damages.

The determination of fault is typically made through a combination of police reports, witness statements, evidence from the scene, and, when necessary, expert testimony. In complex cases, the court or insurance adjusters will weigh these factors to ascertain the degrees of fault applicable to each party involved.

Indiana operates under a fault-based system, not a no-fault system. This means you can file a claim against the negligent driver’s insurance policy. Conversely, if you caused the accident, the other driver would file a claim with your insurance company.

Dealing with Local Insurance Adjusters in Indianapolis

After a car accident in Indianapolis, you’ll likely have to deal with insurance adjusters from both your own insurance company and the at-fault driver’s insurance company. It’s essential to understand how to navigate this process effectively to maximize your compensation.

• Know Indiana’s Insurance Requirements
  Indiana requires all drivers to carry liability insurance with at least the following minimum coverage:

  • $25,000 for bodily injury per person
  • $50,000 for bodily injury per accident
  • $25,000 for property damage

  Insurance adjusters will first review whether the other driver met these requirements and the extent of coverage available. If the at-fault driver is underinsured or lacks sufficient coverage, your own insurance may need to cover the remaining expenses, especially if you have underinsured motorist coverage.

• Negotiating with Adjusters
  Insurance adjusters are tasked with minimizing the amount the insurance company pays out. They will often attempt to settle your claim quickly and for less than you deserve. It’s essential to be cautious during these negotiations. Insurance companies will use recorded statements, evidence, and expert evaluations to minimize the payout, so it’s important not to accept an offer without fully understanding the extent of your injuries and damages.

• Dealing with Delays and Denials
  Insurance adjusters in Indianapolis may attempt to delay the settlement process by requesting extensive documentation or questioning the severity of your injuries. It’s not uncommon for adjusters to deny claims or reduce payouts based on perceived discrepancies in the evidence. If you’re facing delays or a denial, it’s essential to consult with a local car accident lawyer who can help navigate these tactics and ensure you’re not being unfairly treated.

• Understanding the Local Culture of Claims Processing
  In Indianapolis, local insurance adjusters may be more familiar with regional accident patterns and local driving habits. This can work to your advantage, as they may be more understanding of the factors that contribute to accidents in the area. However, they also know how local courts view car accident claims, and this can sometimes lead to a more aggressive approach to limit payouts. Having an experienced Indianapolis car accident lawyer on your side can ensure that your claim is handled fairly and promptly.

• Why You Need a Lawyer
  Dealing with insurance adjusters can be overwhelming, especially when you’re recovering from injuries. Having an experienced Indianapolis car accident lawyer by your side helps protect you from the tactics insurance companies use to reduce compensation. A lawyer can manage communications with adjusters, gather necessary documentation, and negotiate a fair settlement on your behalf. With local expertise, your attorney will ensure your claim is thoroughly investigated and appropriately valued.

Compensation for Indianapolis Auto Crash Victims

Car accident victims may be able to pursue compensation for a wide range of economic and non-economic damages. You can trust our attorneys to review your case and help you seek full and fair compensation to cover your present and future losses related to:

• Medical bills, including surgery, hospital stays, ambulance rides, and physical rehabilitation
• Lost wages and other income
• Reduced earning capacity
• Pain and suffering
• Reduced quality of life
• Permanent disfigurement
• Burial and funeral expenses if a loved one was killed

What to Do After a Car Accident in Indianapolis

The statute of limitations in Indiana (Code §34-11-2-4) states that you have two years to file a civil lawsuit from the date of the accident. It is possible to have the time extended, but your actions in the moments, hours, and days after a car accident can have a profound impact on your health and your legal rights.

If you have been involved in a car accident in the Indianapolis area, it is important you follow these key steps.

Step 5: Collect Evidence

If you have access to a camera or smartphone, use it to capture photographic or video evidence of the accident scene. This includes damage to all vehicles and property, traffic patterns, road conditions, and any other details that help show what happened. This will play a key role if you end up filing an insurance claim or personal injury lawsuit later.

Step 6: Get Medical Treatment

If you are fortunate enough to “walk away” from the accident scene, seek medical treatment for your injuries as soon as you are cleared to leave the accident scene. See a doctor promptly even if you feel fine. It is possible that you have suffered serious injuries but are unaware of the symptoms due to your body’s “fight or flight” response. Follow your doctor’s treatment instructions closely and keep records of all expenses you incur as a result of your treatment.

Step 7: Call Your Insurance Company

You have a responsibility to inform your insurance company of your involvement in a collision as soon as possible. Stick to the basic facts and provide enough information to open a claim, but do not volunteer any more information than necessary. Do not consent to any written or recorded statements. If they press you for more information, direct them to speak with your attorney.

Step 8: Stay Off Social Media

Anything you post online in the aftermath of a car accident can potentially be used to damage or destroy your personal injury case. This includes posting details of the accident, your activities in the days after the crash injury, or your personal account of the collision. In most cases, it is best to stay off social media entirely until your case is resolved.

Step 9: Hire an Experienced Indianapolis Accident Lawyer

It is in your best interests to hire an attorney after being involved in a serious collision. Insurance companies are not on your side and will do everything within their power to reduce, delay, or even outright deny your claim. An experienced lawyer who understands the process can explain your car accident legal options, protect you against unfair treatment, and help you seek maximum compensation for your losses.

Contact Our Indianapolis Car Accident Lawyers Today

When you’re involved in an accident, it’s difficult to know what to do first and how to handle it. What is the right car accident procedure? How do you navigate your insurance policy? What do I say to the insurance company? How much time do I have to file a claim or lawsuit? Car accidents bring with them no shortage of stress and headaches. Insurance claims and police reports alone can be tough to deal with. Serious injury and death add another layer of grief, pain, and financial burden.

There are many confusing stages in a personal injury claim. That’s why by contacting an experienced car accident lawyer in Indianapolis at Christie Farrell Lee & Bell can be with you every step of the way and help you understand all the Indiana rules of the road. Christie Farrell Lee & Bell has helped our clients fight for what’s fair for 40 years, from insurance claims to lawsuits and all the way to court if necessary.

FAQs About Car Accidents in Indianapolis

How Long Does It Take to Get an Accident Report in Indiana?

In Indiana, an accident report is typically available in 7-10 business days, depending on the details of the crash.

Do You Need a Police Report to File an Insurance Claim in Indianapolis?

The law in Indiana mandates the immediate reporting of accidents causing injury, death, or entrapment to the police or local sheriff’s department. You can file an insurance claim in Indiana without a police report, but if you’re filing a claim against another party’s insurance, the report can be instrumental in providing evidence and documenting any property damage or injuries.

How Much Can Someone Sue for a Car Accident in Indianapolis?

The amount someone can sue for a car accident in Indiana depends on various factors, such as the severity of the injuries, the extent of property damage, and the insurance coverage of the at-fault driver. However, an Indianapolis car accident attorney at Christie Farrell & Lee Bell can help determine the factors that affect a settlement and provide insight into what a specific claim might be worth.

For an Indianapolis car accident lawyer near you, call us for your free consultation at 317-488-5500.